Articles

Title Insurance: Do You Know What You’re Paying For?

posted on March 14, 2017

Title Insurance: Do you know what you're paying for? Most borrowers don't. Michael Haltman, President of Hallmark Abstract Services in Jericho, New York recently published an article which …

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Dispelling Home Lending Myths

posted on February 11, 2017

Last updated 2/19/2020 Obstacles to home-ownership have reached such mythical proportions that many prospective home buyers believe it’s futile to even try! Fortunately, many of these perceived …

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When is the Best Time to Buy a Home?

posted on January 14, 2017

With twenty-five years’ in the mortgage industry, I’ve pretty much seen it all. I’ve seen buyer’s markets and seller’s markets. I’ve seen rates way up and rates at all-time lows. I’ve …

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It Doesn’t Take A Rocket To Get To The Top.

posted on December 30, 2016

I had an idea for a new business. It’s a website where sick patients can go to diagnose their ailment. Simply type in your symptoms and the website will diagnose your disease, prescribe …

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Coming HELOC Resets Could Have Dire Consequences for Homeowners

posted on November 11, 2016

The majority of Home Equity Lines of Credit (HELOC) in America were originated at the peak of the home equity boom between 2004 and 2008. Since most HELOC’s have a ten-year draw period, …

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CFPB Data Reveals NEARLY HALF of All Mortgage Applicants Rejected!

posted on October 29, 2016

In 2011, The Wall Street Journal published an article (Tighter Lending Crimps Housing, June 25, 2011) reporting the nation’s 10 largest lenders denied 26.8% of their loan applications. In …

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