For the past few years, local Realtors have seen a large number of properties being purchased with cash. While many of these buyers have been foreign investors, many have been New Yorkers, …
The Dangers of Commoditization
Throughout the mortgage industry, mortgage companies far and wide are all selling essentially the same products. Mortgage loans have been compared to commodities. However, Mortgage Professionals …
HARP or Hype? What Lenders May Not Tell You Until It’s Too Late.
You’ve probably seen these commercials over the past few years from many of the “Big Banks:” If you’re a homeowner who’s faithfully made your mortgage payments, you deserve thanks for …
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Home Buyers Affected by Target Security Breech May NOT Qualify for a Home Mortgage!
In December 2013, in what appears to have been a coordinated attack, Target, Neiman Marcus, and at least three other well-known US retailers were the victims of a major cyber security …
When is the Best Time to Purchase a Home?
With over twenty years’ experience in this industry, I’ve pretty much seen it all. I’ve seen buyer’s markets and seller’s markets. I’ve seen rates way up and rates at all-time lows. I’ve …
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The Desire and Benefits of Homeownership Are Alive and Well.
Despite a housing market collapse which resulted in a foreclosure crisis and falling homeownership rates, most Americans across demographic categories still want to own …
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