Articles

Twas The Night Before Christmas – A Real Estate Parody

posted on January 1, 2011

(Originally posted December 24, 2010.) Twas the night before Christmas and all though the land, The real estate market was in need of a hand. The Realtors had properties all listed with care, In …

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Want to Refinance? Here Are The Sneaky Little Secrets Your Bank Won’t Tell You.

posted on January 1, 2011

(Originally published October 23, 2010) Interest rates are currently at historic all time lows. And homeowners are again thinking about refinancing their mortgages. During these times, banks …

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Is the Honeymoon Over? What Will The Future Hold For Mortgage Rates?

posted on January 1, 2011

(Originally published October 23, 2010.) For months now, we’ve enjoyed an environment where mortgage interest rates moved lower and lower, with the occasional sideways movements to be expected when …

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Thinking About Applying With Two Lenders? Banks Are Now Wise To The Game!

posted on January 1, 2011

(Originally published October 17, 2010.) In my last newsletter, I discussed industry changes that enable lenders to re-verify your credit, debt, and liabilities. Now lenders have instituted …

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FNMA “Clarifies” Second Credit Report Rule…Sort Of.

posted on January 1, 2011

(Originally published October 3, 2010.) Back in May, 2010, I reported that under FNMA’s Loan Quality Initiative, lenders are now required to confirm that all debts and liabilities incurred up to …

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More FNMA Changes Necessitate Diligence by Lenders, Realtors, AND Borrowers

posted on January 1, 2011

(Originally published September 19, 2010.) A number of weeks ago, I informed you about recent Fannie Mae changes requiring a second credit check before closing. (Click here to read, Don’t Buy That …

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We knew that when you came highly recommended, we were in good hands. You were able to marry beautifully our financial needs with our financial wants. Thanks so much for getting us to where we wanted to be! – Gena D.

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I've had the pleasure of working with Warren for many years. I've referred dozens of clients and the feedback has always been exemplary. – David A. Lucci, CPA

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Warren' knowledge on the market and real estate process as a whole was extremely calming and reassuring. – Jacquelyn Garcia

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You counseled me well and helped me to make the appropriate decisions regarding my refi. Thank you for your expertise and sensitivity. - Dale Z.

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Warren was great! – Lori Feldman

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