Articles

A Tale of Two Borrowers (based on a true story)

posted on January 29, 2011

Borrower “A” owned a home on Long Island. His house was worth $2M, his mortgage balance $700K, and he had good credit. He figured refinancing his mortgage would be easy; so he called the phone number …

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Debt & Equity Management. The Missing Piece of the Wealth Accumulation Puzzle

posted on January 15, 2011

Most Americans have the goal of owning their home free and clear. The “benefits” of eliminating their mortgage as quickly as possible have been programmed into them for generations. Many prefer 15 …

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Twas The Night Before Christmas – A Real Estate Parody

posted on January 1, 2011

(Originally posted December 24, 2010.) Twas the night before Christmas and all though the land, The real estate market was in need of a hand. The Realtors had properties all listed with care, In …

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Want to Refinance? Here Are The Sneaky Little Secrets Your Bank Won’t Tell You.

posted on January 1, 2011

(Originally published October 23, 2010) Interest rates are currently at historic all time lows. And homeowners are again thinking about refinancing their mortgages. During these times, banks …

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Is the Honeymoon Over? What Will The Future Hold For Mortgage Rates?

posted on January 1, 2011

(Originally published October 23, 2010.) For months now, we’ve enjoyed an environment where mortgage interest rates moved lower and lower, with the occasional sideways movements to be expected when …

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Thinking About Applying With Two Lenders? Banks Are Now Wise To The Game!

posted on January 1, 2011

(Originally published October 17, 2010.) In my last newsletter, I discussed industry changes that enable lenders to re-verify your credit, debt, and liabilities. Now lenders have instituted …

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So far, you have amazed me!!!! – Daria Mudry, Trump Sales and Leasing

We knew that when you came highly recommended, we were in good hands. You were able to marry beautifully our financial needs with our financial wants. Thanks so much for getting us to where we wanted to be! – Gena D.

Warren is the most honest and caring mortgage person you will find. Then and now, he's simply the best. – Joe Sinnona, Associate Broker of THE JOE SINNONA GROUP at Verdeschi Realty

Dealing with Warren has been a pleasure. Everything is straight forward, above board, transparent, and responsive. Professionalism such as his is exceedingly rare. – Joseph L. Grosso, Attorney at Law

You made the mortgage process simple, even in these tough times of economic turmoil. I would be more than glad to recommend you to my friends who are looking to acquire a mortgage. – Mark K.

I recommend my clients call Warren. – Michael A. Rich, Attorney at Law

I've had the pleasure of working with Warren for many years. I've referred dozens of clients and the feedback has always been exemplary. – David A. Lucci, CPA

We have heard many horror stories from friends about their mortgage experiences. However, dealing with Warren was a pleasure from start to finish. Warren was a gentleman in every sense of the word and his honesty and forthrightness came through loud and clear. - Michael O.

I feel very confident that when I recommend Warren, my clients are in good hands. – Bryan Koshers CPA, Koshers and Company

Warren' knowledge on the market and real estate process as a whole was extremely calming and reassuring. – Jacquelyn Garcia

Thank you so much for going above and beyond the call of duty to resolve my problems. – Frank W.

It's my third mortgage through Warren. He comes through every time. A complete professional. – Wesley Petersen

You counseled me well and helped me to make the appropriate decisions regarding my refi. Thank you for your expertise and sensitivity. - Dale Z.

Warren was professional and
on top of the complete process. There's nothing that can be improved! – Blake Eger

Whenever I called, you provided honest and accurate information that helped to make a stressful situation a little less so. - Suzan T.

I'm glad to refer people to such a thoughtful professional as yourself. – Carrie Gingrich, i-Hudson Realty

I'm so appreciative for all of your hard work in helping me become a homeowner! I'm very happy with the way it worked out and can't wait to move in! – Heath R.

Warren really cared about helping us. – James Colbert

As you know, I was extremely skeptical of the industry; but your honesty and integrity was proven time and time again as everything you promised was accurate. - MaryEllen R.

Warren was the glue that held our home-buying process together. Very Satisfied Customer! - Michael O'Neill

Every question, every concern, was handled honestly and ethically. The advice you provided was right on target….You're great! - Nancy D.

We liked that he was easy to talk to and explained things so we can understand – Terri Bard

Keep up the good work! – William Maina

I doubt my loan would have been successful without his caution, experience, and professionalism. – Judy Amsel

Of all the players involved in this transaction, you are the one who has consistently provided wise counsel to me. – Adavi Venkat

The service experience was great! I would not change anything. – Bilu Mathew, DDS

Warren acted as my advisor, support liaison, and was always available to answer questions regarding my first experience. I was guided and educated on my concerns in regards to financing, interest rates, closing costs, home buyer programs, and was treated with professionalism and respect. Warren's patience and knowledge of the process was invaluable. - Danielle G.

Warren was great! – Lori Feldman

Warren went far above and beyond to help us get this mortgage. – Jack Warnecke