Articles

FNMA Adds Insult to Injury.

posted on January 1, 2011

(Originally published July 4, 2010.) This past week, Fannie Mae announced policy changes designed to penalize borrowers who don’t work with their servicers and pursue alternatives to foreclosure. …

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Market Volatility Causing Mortgage Rates to Rise, Then Fall, Then Rise…

posted on January 1, 2011

(Originally published June 19, 2010.) Obtaining a mortgage rate can be like a visit to the amusement park. Sometimes we ride the calm and boring choo-choo-train. Everything is stable and predictable. …

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Important Information for Realtors and Real Estate Attorneys

posted on January 1, 2011

(Originally published June 12, 2010.) I received an overwhelming response from last week’s Newsletter, “Don’t Buy That New Furniture Yet! FNMA Requiring SECOND Credit Check Before Closing.” (click …

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Don’t Buy That New Furniture Yet! FNMA Requiring SECOND Credit Check Before Closing.

posted on January 1, 2011

(Originally published June 6, 2010.) As of June 1st, mortgage giant Fannie Mae is requiring lenders to pull an updated credit report on all borrowers, just prior to closing, in order to confirm …

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The Importance of Mortgage Planning

posted on January 1, 2011

(Originally published May 15, 2010.) Most people understand the importance of planning for their future. Yet many don’t invest time to ensure the future they desire. When people fail to work with a …

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Be Weary of Continuing Reform. Government “Cures” Often Do More Harm Than Good.

posted on January 1, 2011

(Originally published May 1, 2010.) Whenever the Government promises to “fix” a problem, it’s usually cause for concern. Recent changes to the real estate industry have all been implemented with …

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