Title work is an integral part of every real estate transaction, whether a purchase or refinance. Traditionally, the borrower’s real estate attorney or the lender chooses the title company. However, …
The Ten Commandments
The following Ten Commandments When Buying a Home or Applying for a Mortgage has been circulating online for many years. It has been published and republished by many real estate companies …
Will Social Media Someday Play a Part in Mortgage Underwriting?
Social media has become a large factor in the business decisions companies make. Employers regularly check job applicants’ social media pages in addition to their Résumés. …
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CFPB Responds to Mortgage Banker’s Association Concerning TRID Issues
As the months pass since TRID (TILA-RESPA Integrated Disclosure) was implemented, the problems and unintended consequences of this new federal law keep piling up. In a recent video …
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Twas The Night Before Christmas – A Real Estate Parody
A few years ago, during the darkest days of the recession and real estate crisis, I published this newsletter as a symbol of hope and yuletide cheer. The response I received was overwhelming. Since …
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Still Think it’s Better to Apply Directly To A Bank? Borrowers Share Shocking (Yet Predictable) Experiences.
Sometimes borrowers don’t initially appreciate the value of working with a Certified Mortgage Planning Specialist® like me. They rhetorically ask, “Why would I have a problem going to my …