Did you know that Americans’ credit card debt is once again at all-time highs? During the pandemic, American households received all sorts of free money from the government which many used to pay …
DID YOU KNOW?
Did you know that in 2023, over 12% of all mortgage applicants nationwide were denied? That’s right! According to findings published by the Consumer Financial Protection Bureau and the …
Do You Know?
Do you know about the NAR settlement and how it may affect buyers and sellers going forward? On March 15, 2024, the National Association of Realtors (NAR) announced a nationwide settlement, …
Higher Mortgage Rates, Yet LOWER PAYMENTS?? One Must Look At The Full Picture.
These days, mortgage rates are significantly higher than the two and three percent rates we saw only a few years ago. While these higher rates are not preventing buyers from purchasing homes, it’s …
The Schemes the Big Box Banks are Using to Attract Borrowers.
I recently had a conversation with a Realtor I know. He told me about the tactics some of the banks were using to market to his borrowers. “They sound really good!” he told me. “Can you offer these …
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DID YOU KNOW??
Lenders Are Underwriting Condos and Coops More Strictly Than Ever Before! In June 2021, the twelve-story, oceanfront condominium, Champlain Towers, in Miami Florida collapsed, killing ninety-eight …