In December 2013, in what appears to have been a coordinated attack, Target, Neiman Marcus, and at least three other well-known US retailers were the victims of a major cyber security …
When is the Best Time to Purchase a Home?
With over twenty years’ experience in this industry, I’ve pretty much seen it all. I’ve seen buyer’s markets and seller’s markets. I’ve seen rates way up and rates at all-time lows. I’ve …
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The Desire and Benefits of Homeownership Are Alive and Well.
Despite a housing market collapse which resulted in a foreclosure crisis and falling homeownership rates, most Americans across demographic categories still want to own …
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Most Home Buyers Under Staggering Misconception About Mortgage Interest Rates!
Prospective homebuyers may be in for a nasty shock if mortgage interest rates ever return to their “normal” pre-crisis levels. After a few years of super-low rates, a vast …
“QM” Threatens to Change Mortgage Lending As We Know It.
As the real estate industry continues to claw its way back from the Great Recession, the federal government continues to add obstacles. On January 10, 2014, yet another regulation will become …
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New York Fed President Slams Big Banks for Ethical Failures and “Apparent Lack of Respect for the Law.”
Ever since the real estate crash in 2008, mortgage brokers have received a bum rap. Politicians right up to the President have inaccurately used the term “Mortgage Broker” to address the …
