Did you know that Americans’ credit card debt is once again at all-time highs? During the pandemic, American households received all sorts of free money from the government which many used to pay …
Did You Know?
If you have a super-low mortgage rate, yet you’re drowning under non-mortgage debt, it may still be worthwhile to refinance to consolidate your debt? Consider the following example:“John and Jane …
Did You Know?
Is listening to Suze Orman and Dave Ramsey regarding paying off your mortgage a good idea? After the closing, I always stay in touch with my clients, providing advice and financial guidance. Over …
Why Do You Need a Certified Mortgage Planning Specialist®?
There are lots of places you can go to obtain a mortgage. So why is it important to work with a Certified Mortgage Planning Specialist? Certified Mortgage Planning Specialists (CMPS®) have …
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Higher Mortgage Rates, Yet LOWER PAYMENTS?? One Must Look At The Full Picture.
These days, mortgage rates are significantly higher than the two and three percent rates we saw only a few years ago. While these higher rates are not preventing buyers from purchasing homes, it’s …
What is Mortgage Planning?
Our Mortgage Planning Approach is founded upon the concept that a sound financial plan that coordinates all financial instruments and optimizes cash flow allocation, will turbo-charge the likelihood …
