Mortgage Specialist
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In 2011, The Wall Street Journal published an article (Tighter Lending Crimps Housing, June 25, 2011) reporting the nation’s 10 largest lenders denied 26.8% of their loan applications. In …
Continue Reading about CFPB Data Reveals NEARLY HALF of All Mortgage Applicants Rejected! →
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(As reported in the Wall Street Journal, Home Buyer Shortage Threatens Recovery, Thursday, 08/11/16.) The housing market may have clawed its way back to a modest recovery; but …
Continue Reading about Home Buyer Shortage Threatens Recovery →
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There are people who would like you to believe that all products and services should be as easy to choose as a pack of chewing gum. In fact, Senator Elizabeth Warren notoriously once said …
Continue Reading about As Simple as a Rocket? I Think Not. →
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Scenario: Borrower is retiring at 62 and his income will drop from his $100,000 per year salary to $40,000 per year. He must remain in his home for another five to ten …
Continue Reading about When Is A Reverse Mortgage Beneficial? Ask This Client! (Part 2) →
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Reverse mortgages have long suffered from a negative public perception which has been difficult to dispel. In truth, reverse mortgages are a reputable product and viable …
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Scenario: Borrower was casually looking for a new home and found the perfect house that was too good to pass up. In order to make the deal, he agreed to purchase all-cash. …
