(Originally published October 23, 2010) Interest rates are currently at historic all time lows. And homeowners are again thinking about refinancing their mortgages. During these times, banks …
More FNMA Changes Necessitate Diligence by Lenders, Realtors, AND Borrowers
(Originally published September 19, 2010.) A number of weeks ago, I informed you about recent Fannie Mae changes requiring a second credit check before closing. (Click here to read, Don’t Buy That …
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Still Think It’s Better to Apply Directly To A Bank? Borrowers Share Shocking (But Predictable) Experiences.
(Originally published August 7, 2010.) My practice is based exclusively on referrals. Realtors, attorneys, CPAs, financial advisors, and of course, prior clients, refer to me with complete confidence …
The Importance of Mortgage Planning
(Originally published May 15, 2010.) Most people understand the importance of planning for their future. Yet many don’t invest time to ensure the future they desire. When people fail to work with a …
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Seller-Funded Buydowns Are Helping Sell Homes!
(Originally published April 10, 2010.) Today’s difficult real estate market faces many challenges: A large inventory of unsold homes has caused price stagnation. Distressed sales are putting …
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New Federal Regs + Incompetent Loan Officers = Canceled Closings. Don’t Let This Happen To You!
(Originally published March 21, 2010.) Everything seems to be going smoothly. The purchase contracts were signed. The mortgage was approved. The closing is scheduled. Then you get the call that the …
