In recent weeks, there’s been considerable criticism from major news outlets over President Trump’s appointment of Mick Mulvaney as the new Director of the Consumer Financial Protection …
FICO or FAKO?? The Credit Score You’ve Obtained May Not Be So.
This article inspired and edited from an article published by Alan Hayon, Founder and CEO of The Credit Desk (www.TheCreditDesk.com) in Great Neck, New York. Many consumers preparing to purchase a …
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The Equifax Security Breach – What You Need To Know
On July 29, 2017, Equifax, one of the three major US credit reporting agencies, discovered a major data breach of their servers. This cyber hack impacted an estimated 143 million US …
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Changes to Credit Reporting May Help Your Scores!
Consumers who’ve had their credit scores hammered by tax liens, judgments, and inaccuracies, may now receive some relief. From an agreement made between the three major credit …
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Dispelling Home Lending Myths
Last updated 2/19/2020 Obstacles to home-ownership have reached such mythical proportions that many prospective home buyers believe it’s futile to even try! Fortunately, many of these perceived …
When is the Best Time to Buy a Home?
With twenty-five years’ in the mortgage industry, I’ve pretty much seen it all. I’ve seen buyer’s markets and seller’s markets. I’ve seen rates way up and rates at all-time lows. I’ve …
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