For most Americans, homeownership is the American Dream and has provided the cornerstone to building wealth. Yet countless Americans shop for a home and then a mortgage without …
FICO or FAKO?? The Credit Score You’ve Obtained May Not Be So.
This article inspired and edited from an article published by Alan Hayon, Founder and CEO of The Credit Desk (www.TheCreditDesk.com) in Great Neck, New York. Many consumers preparing to purchase a …
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Even in the Digital World, Consumers Want A Trusted Mortgage Advisor.
The internet, smart phones, and social media have changed the way consumers shop and how businesses market to them. And additional changes are inevitable as technology races …
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It Doesn’t Take A Rocket To Get To The Top.
I had an idea for a new business. It’s a website where sick patients can go to diagnose their ailment. Simply type in your symptoms and the website will diagnose your disease, prescribe …
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Coming HELOC Resets Could Have Dire Consequences for Homeowners
The majority of Home Equity Lines of Credit (HELOC) in America were originated at the peak of the home equity boom between 2004 and 2008. Since most HELOC’s have a ten-year draw period, …
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CFPB Data Reveals NEARLY HALF of All Mortgage Applicants Rejected!
In 2011, The Wall Street Journal published an article (Tighter Lending Crimps Housing, June 25, 2011) reporting the nation’s 10 largest lenders denied 26.8% of their loan applications. In …
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